Would you rather have three PhDs in any subjects of your choice with the knowledge and memories to match or total financial security?

The PhDs are all from highly respected institutions and come with recommendations and contacts that let you get jobs in the fields they pertain to.
If you pick the money, you get 1 million dollars and a fully paid off dream home, car and everything you want to decorate your house. If at the end of the year you have less than 1 million dollars, you'll then receive enough money so that you have 1 million again. Your taxes are paid for you on any properties you own.
Which do you choose and why?


Source.

The money